What type of insurance can we assist you with?
Select insurance type below to get a quote.
Other Policies
Other Policies
Our Process
After submitting your information for a quote
- An agent will review your coverage and locate the best policy for you.
- Send you an email and a text upon completion.
- Afterwards we will call you to review and confirm your coverage.
As an Independent Insurance Agency we work with 60+ insurance providers, to present the best priced policy to our clients year after year.
Our Process
After submitting your information for a quote
- An agent will review your coverage and locate the best policy for you.
- Send you an email and a text upon completion.
- We will call you to review and confirm your coverage.
As an Independent Insurance Agency we work with 60+ insurance providers, to present the best priced policy to our clients year after year.
Personal Insurance
What Is Personal Insurance in Arizona?
Personal insurance in Arizona protects the things you own and use every day—your car, home, or recreational vehicles.
This type of coverage is meant for items that are not used for business. For example, personal insurance can cover your home, auto, trailer, motorcycle, rental property, boat, or classic car. It also includes renters insurance, personal property coverage, and umbrella liability insurance.
These policies help you avoid major financial loss if something unexpected happens, such as an accident, fire, theft, or lawsuit. Whether you’re a homeowner, renter, or vehicle owner, personal insurance in Arizona can offer peace of mind for you and your family.
What Personal Insurance Are You Required to Have in Arizona?
Depending on where you live and whether you finance your home or vehicle, certain types of insurance may be required by law or lenders. Below are some common examples:
Auto Liability Insurance
In Arizona, all drivers are legally required to carry minimum liability insurance.
The current minimum is $25,000 per person and $50,000 per accident for bodily injury.
This coverage pays for injuries or damages you cause to others in an accident.
Homeowners Insurance
If you have a mortgage, your lender will require homeowners insurance. This coverage protects the property from risks like fire, storms, theft, and other damages.
Full Coverage Auto Insurance
Leased or financed vehicles require full coverage, which includes both comprehensive and collision insurance in addition to liability. Lenders typically expect a $1,000 deductible to protect their interest in the vehicle.
Why Personal Insurance Matters
Even if you’re not legally required to carry a certain type of insurance, it’s often a smart move.
Having the right coverage in place helps protect:
Your finances from major losses
Your family’s well-being
Your long-term financial goals
Additionally, bundling your auto and home policies may help reduce your premiums.
Learn More or Get Started
To explore more about insurance regulations or coverage types, visit the Arizona Department of Insurance.
You can also contact us directly to get a personalized quote.
What Is Personal Insurance in Arizona?
Personal insurance in Arizona protects the things you own and use every day—your car, home, or recreational vehicles. This type of coverage is meant for items that are not used for business. For example, personal insurance can cover your home, auto, trailer, motorcycle, rental property, boat, or classic car. It also includes renters insurance, personal property coverage, and umbrella liability insurance.
These policies help you avoid major financial loss if something unexpected happens, such as an accident, fire, theft, or lawsuit. Whether you’re a homeowner, renter, or vehicle owner, personal insurance in Arizona can offer peace of mind for you and your family.
What Personal Insurance Are You Required to Have in Arizona?
Depending on where you live and whether you finance your home or vehicle, certain types of insurance may be required by law or lenders. Below are some common examples:
Auto Liability Insurance
In Arizona, all drivers are legally required to carry minimum liability insurance. The current minimum is $25,000 per person and $50,000 per accident for bodily injury. This coverage pays for injuries or damages you cause to others in an accident.
Homeowners Insurance
If you have a mortgage, your lender will require homeowners insurance. This coverage protects the property from risks like fire, storms, theft, and other damages.
Full Coverage Auto Insurance
Leased or financed vehicles require full coverage, which includes both comprehensive and collision insurance in addition to liability. Lenders typically expect a $1,000 deductible to protect their interest in the vehicle.
Why Personal Insurance Matters
Even if you’re not legally required to carry a certain type of insurance, it’s often a smart move. Having the right coverage in place helps protect:
Your finances from major losses
Your family’s well-being
Your long-term financial goals
Additionally, bundling your auto and home policies may help reduce your premiums.
Learn More or Get Started
To explore more about insurance regulations or coverage types, visit the Arizona Department of Insurance. You can also contact us directly to get a personalized quote.
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